Struggling with building a good money mindset? Here are 110 Best money affirmations for developing a healthier money mindset, and challenging negative thoughts and anxiety about your finances.
If I ask you to list the things you need the most in life right now, almost everything will be related to money and your financial abilities.
“Money isn’t everything, but money is everything.”
While money can’t buy everything, it can make life easier, give you access to opportunities and the things you desire, and help you achieve your goals and intentions faster.
In short, money makes life easier and your big dreams achievable.
Think about all the things you could do today if you had the financial freedom you desired — would you quit your job, go on vacation, spend more time with your family, or donate? What would you do?
But here’s the thing — for many of us, thinking about money brings up a whole mess of emotions: anxiety, fear, stress — you name it.
Today, you’re worrying about not having enough; tomorrow, you’re about losing what you have or never reaching the financial freedom you dream about.
Instead of worrying about money, start shaping your reality using money manifestation affirmations.
Imagine if you could change the way you think and feel about money.
What if instead of anxiety and fear, you feel confidence and possibility? That’s the power of positive money affirmations.
Here’s the truth: Simple money affirmations, like “I am worthy of financial success” or “Money flows to me easily,” may sound a bit cheesy at first, but they truly help you align your thoughts with your intentions and attract financial abundance.
Hence, here are 100+ affirmations to manifest money, shape your financial reality, and attract wealth and abundance in 2024.
But before that, what are money affirmations?
What are Money Affirmations?
Affirmations for money are positive statements and words you repeat regularly to yourself to challenge and overcome negative thoughts about money.
They help you build a better and healthier money mindset and attract financial abundance.
These money manifestation affirmations are not a “get rich scheme” or a magic wand that rains dollar bills on your laps.
They help you challenge limiting beliefs to build a positive mindset toward money and achieve your financial goals.
You know, the ones that whisper, ‘You’ll never have enough’ or ‘Rich people are just lucky.’
You challenge them with these positive money affirmations.
The idea is simple: by consistently feeding your mind these positive money mantras, you feed your subconscious and start to shift your thinking.
It’s like you’re rewiring your brain to spot opportunities, feel more confident about your financial decisions, and believe you can improve your money situation.
The goal is to have healthier, positive thoughts and boundaries about money.
I’m a huge believer in the power of positive affirmations, especially I am affirmations. Speaking positive affirmations every day changed my life and thinking.
With that said, here’s a list of the best money affirmations that work instantly.
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110 Money Affirmations to Manifest Wealth and Attract Abundance
Here are a few money affirmations to help you get started:
Law of Attraction Affirmations for Money
These are positive money statements and mantras based on the principles of the Law of Attraction that you can use to attract wealth and financial abundance.
Simply put, focusing on positive thoughts and beliefs about money can help you achieve greater financial success.
- Money comes to me easily
- I am aligned with the energy of wealth and prosperity.
- Money comes to me fast
- Money loves my company
- The universe is bringing me wealth now.
- I am open to receiving unexpected money.
- I deserve to be wealthy and successful.
- I attract large sums of money into my life.
- I attract good opportunities for financial growth
- My financial future is bright and secure.
- I deserve to be wealthy and financially free.
- My wealth grows exponentially day by day.
- I attract financial miracles into my life.
- The universe constantly supplies money to me.
- I am in the process of becoming wealthy.
- I am thankful for the financial blessings in my life.
- I attract wealth like a magnet.
- My financial reality improves every day.
- Daily, I align my actions to create financial freedom
- I am open to new revenue streams.
Money Manifestation Affirmations
- I attract a new job that doubles my current salary.’
- I manifest a successful business generating $20,000 monthly while heartily serving my customers.
- My income grows as I continually develop my skills and provide value to others.
- I effortlessly attract X new high-paying clients this week.
- I affirm and manifest a paid-off mortgage within two years.
- My passive income streams generate $10,000 monthly.
- I make x amount of sales monthly
- My financial growth mirrors my personal growth, both requiring patience and dedication.
- I manifest a 2x pay raise at work
- I manifest a debt-free life within 18 months.
- I am manifesting a fully paid luxury vacation this summer.
- Every financial decision I make is an opportunity for growth and learning.
- I approach my finances with logic and intuition, balancing practicality with vision.
- Every day, I make small steps toward my money goals, which add up to my big money goals.
- I make money in a way that affirms my values.
- I am a source of wealth and financial freedom.
- I now earn $100,000 a year doing work I love.
- Money loves me and wants to be with me
- I manifest my dream home, which is fully paid for.
- Money is good for me, I attract it daily.
20 Words Manifestation Script for Money
The “20 Words Manifestation Script for Money” concept is that you’ll visualize and write down affirmations and things you expect or want to happen in your life, not more than 20 words or less per affirmation.
In this case, you’re affirming and scripting for financial abundance.
So, in 20 words for each affirmation, you’ll describe a positive financial scenario as if it’s already happened.
The idea is to read or think about these affirmations regularly, believing in them, to help “manifest” or bring about that financial situation in your life.
Here are some examples of 20-word manifestation scripts for money.
- I earn $2000 this month from passive income. It’s growing steadily, and I am taking tiny steps toward financial freedom.
- I am attracting financial opportunities daily, enabling me to achieve small wins that lead to greater financial success.
- Money flows effortlessly into my life, allowing me to pay bills and save for future financial goals.
- I found a $20 bill on the street. These little surprises keep happening; the universe is looking out for me.
- My budget is working out perfectly because I am practicing financial discipline. I have money for fun and savings this month, which feels good.
- My credit score went up 20 points. All that hard work is paying off. I’m building a solid foundation.
- I’m paying all my bills on time, and my responsible habits are becoming second nature. I’m super proud of myself!
- My money mindset is completely shifting. I see opportunities everywhere. Abundance is my new normal, and I’ve broken the paycheck-to-paycheck cycle.
- My spending aligns with my values. I don’t waste money. My priorities are clear, and I’m mastering delayed gratification.
- My money works hard for me. I make intelligent investments that grow my wealth. Passive income is the best.
Affirmations for Financial Independence
- I trust myself to make smart financial decisions that secure my future.
- Financial freedom is my birthright, and I claim it now.
- I am financially free, living life on my terms.
- Financial freedom brings me independence. I admire and attract it.
- Money serves me.
- I am financially independent and empowered.
- My earning potential is endless, and my joy is boundless.
- My income grows steadily, surpassing my expenses.
- I release the burden of others’ financial expectations, claiming my path.
- I let go of the need to compare my finances with that of others.
- My financial security grows stronger every day.
- I commit to making wise financial decisions that lead to freedom.
- There are no limits to the amount of money that I can make.
- I am worthy of a financially free life.
- I am worthy of great wealth
- It is safe for me to earn more money.
- My financial steps and actions create prosperity.
- I love a soft life, and I attract financial ease daily.
- I am doing more than enough at the moment.
- My financial independence allows me to create the life I desire.
Money Affirmations for Wealth
- I am surrounded by opportunities to create wealth.
- I am attracting wealth into my life.
- I am grateful for the wealth that flows into my life.
- I have everything I need to create wealth (I love and use this daily)
- I am thankful for the wealth I have.
- I am worthy of financial breakthroughs.
- New chances to make money keep flowing my way.
- My wealth is rising at a rapid rate.
- I am confident in my ability to create wealth.
- I am a wealth generator
- The more I learn about money, the richer I get.
- I am wealthy and prosperous.
- The universe opens up to me for wealthy breaks
- I love being wealthy
- I attract wealth from places I didn’t even expect.
- I’m molding my financial future exactly how I want it.
- I am a rich, wealthy lady (I use this a lot too)
- I turn my financial challenges into money-making opportunities
- Wealth flows to me as quickly as water.
- I’m great at turning my ideas into money.
Fear of Money Affirmations
These are positive money affirmations to let go of your fear of money and the need to constantly chase without taking a break, leading to anxiety, stress, and an unhealthy relationship with money.
- My net worth does not define my self-worth.
- I release scarcity mentality and welcome rich money habits.
- I embrace the spiritual lessons money brings to my path
- I let go of my financial anxiety
- I am taking slow but consistent steps to achieve my financial goal
- It’s okay to take a break when I’m overwhelmed; I release the need to burn myself out in pursuit of money.
- I adore making money but do not worship it.
- I am in control of my spending and money habits
- I let go of any financial habit that puts me under pressure.
- I am in control of my finances
- I confidently ask for what I’m worth, especially at work.
- I let go of my anxiety about earning a high income.
- Money is a positive force in my life.
- I trust myself to make wise financial decisions.
- I am capable of managing money effectively.
- Financial success comes easily and naturally to me.
- I release the fear of not having enough money.
- I let go of the need to struggle financially.
- I release all my anxiety about checking my bank account.
- I am at peace with spending money on myself and others.
There you have it—the best affirmations to manifest money and wealth and let go of your money fears.
But if you’re wondering, do affirmations really work?
Download Our Free Printable and Digital Mindset Booster Affirmation Cards
Do Money Affirmations Really Work?
The short answer? Yes, they work — but it’s not magic.
When you say positive money affirmations, you give your subconscious a little pep talk about your finances, motivating and boosting your confidence.
As you repeat positive statements about money, you train your mind to think differently. It’s like working out but for your money mindset.
Do they instantly make cash appear in your wallet? Impossible! That’d be too easy. But here’s how they can help:
- Boost your Self-Confidence: You make better financial choices when you feel more positive about money.
- Open Your Heart and Eyes to Opportunities: If you’re always thinking about money in a good way, you’ll notice more opportunities to earn or save that you missed.
- You Worry Less About Money: When you think positively about the financial area of your life, you’ll feel less pressured, leading to clearer thinking and better decisions.
- Serves as Motivation: Positive affirmations about money motivate you to make the positive words you say daily a reality.
Kindly note that affirmations aren’t a substitute for action.
Money affirmations work best when paired with actual steps to improve your finances, such as budgeting, saving, making passive income, or learning about investing.
I have seen people say affirmation is only a form of “Delulu.” I beg to differ. During my lowest moments, speaking positive affirmations for self-care and self-love helped me love myself in a new way.
Why Does Your Mindset Towards Money Affirmations Matter?
Mindset!t is important!!!
Positive affirmations, whether for money or to become a lucky girl, will only work if you believe in and see yourself manifesting those powerful words.
Our minds and belief systems influence our actions.
When you approach money affirmations with an open mind and hope, you’re aligning yourself for change.
It’s like planting seeds in fertile soil instead of on concrete. You’re giving those positive thoughts a chance to grow.
Your mindset acts like a filter. You might miss opportunities right before you if you’re all negative about money.
But when you start shifting your thoughts, you start noticing things – maybe a chance to save here or an opportunity to earn there.
How to Make Affirmations Work For You?
These affirmations to manifest money will only work if you know how to use it to condition your mind. Here’s how to make money affirmations work for you.
1. Be Personal:
Don’t just copy-paste these affirmations.
Take a moment to review them, and only select the affirmations that resonate with you and your current situation.
For example, if you’re always anxious and constantly worrying about money, start with affirmations for fear of money.
This way, saying these affirmations feels true to you.
Also, always say your affirmations in the present tense, use “I,” and make them personal.
Don’t just say these words; feel them and the emotions behind them.
2. Be Real and Honest
Choose affirmations that you can believe.
If you’re in debt, saying “I’m filthy rich” might not feel right.
Instead, try “I’m taking steps to improve my finances.”
Also, there’s nothing wrong with being a “daydreamer” with your affirmations while looking at the future.
For example, I’m not a six-figure blogger right now, but I can describe myself as one while affirming.
3. Make it a Routine:
Another fun way I keep up with my daily affirmations is by making them a part of my routine.
Do you have a morning routine? Then, include saying 2-3 positive affirmations in it.
Another fun hack is printing and hanging your affirmations where you’ll see them daily. This way, you can say them more.
4. Back Your Affirmations with Actions:
If you want your affirmations to work, combine them with actual actions to improve your finances.
For instance, you cannot be affirming about being debt-free, and every evening, you’re shopping for something you probably don’t need with a credit card.
5. Be patient and persistent:
Change doesn’t happen overnight. Stick with your affirmations, even if you don’t see immediate results. give it time and keep at it.
More Positive Affirmations & Prompts for You
- 150+ Surprisingly Beautiful Things to Love About Life
- What is Lucky Girl Syndrome: 70 Lucky Girl Syndrome Affirmations
- 25 Deep Weekly Reflection Questions to Ask Yourself (+Ultimate Guide)
- 100 Deep Journal Prompts for Self Love
- Ultimate Morning Journal Prompts for Upgrading Your Day (60+ Ideas)
- 120 Personal Growth Journal Prompts that Will Transform Your Life
- 146 Deep Journaling Prompts for Women to Know Yourself Better
- 120 Deep Positive Self Care Affirmations for Better Self Care & Compassion
- 93 Fun & Easy Friday Journal Prompts for Adults to Start Your Weekend
- 15 Best Tips on How to Journal for Self-Growth & Better Yourself
Final Thoughts on Money Manifestation Affirmations
These affirmations for money will only work if you believe it.
You must wholeheartedly believe you can make a turnaround in your financial situation.
Also, affirmations generally affect your belief system.
Say these positive words repeatedly until your subconscious believes them, and they become a part of you.
Finally, money affirmations are not magic; use these affirmations to cultivate a healthy mindset towards money and put in the work to achieve your dream life.
Do you use money manifestation affirmations? What are your top three money affirmations to kick-start your day?